Terms of use

Terms and Conditions that form an agreement between You and PADEFI regarding the use of the Service

Acknowledgment These are the Terms of Service governing the use of this Service and the agreement that operates between "You" the User and PADEFI. These Terms of Service set out the rights and obligations of all users regarding the use of the Service. Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms of Service. These Terms of Service apply to all visitors, users, and others who access or use the Service. PADEFI reserves the right, at its sole discretion, to change, modify, add, or remove parts of these Terms of Use, at any time. It is Your responsibility to periodically review these Terms of Use to verify changes. Your continued use of the Site after changes have been made will mean that you accept and are in conformity with the changes. By accessing or using the Service, You agree to be bound by these Terms of Service. If You disagree with any part of these Terms of Service, then You may not access the Service. You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Copyright Content published on this website (digital downloads, images, texts, graphics, logos) is the property of PADEFI and/or its content creators and protected by international copyright laws. The entire compilation of the content found on this website is the exclusive property of PADEFI.

Limitation of Liability By using our platform, you willfully consent to indemnify and hold harmless PADEFI and any of its agents, employees, or representatives for any financial loss suffered by me due to my participation in the services offered by PADEFI (hereinafter collectively referred to as “The Services”). I understand that The Services present a risk and may result in financial hardship, and I fully put this responsibility on myself. I understand that PADEFI has in no manner provided financial advice. I represent to you that I fully assume the risk of any financial losses, and I hold you, your agents, employees, and representatives harmless from any liability while engaged in The Services that are caused or contributed to by my conduct or the conduct of any other participants. I further agree to indemnify and defend you, your agents, employees, and representatives against any claim or liability asserted for any such loss. By using The Services, I understand that I may be interacting with third-party entities associated both directly and indirectly with PADEFI. I understand that PADEFI is not to be held liable for the actions conducted by said third-party entities.

Intellectual Property All intellectual property rights, including but not limited to patents, trademarks, trade secrets, and copyrights in and to the Service, its content, and any software or applications used in connection with the Service (collectively, "Intellectual Property") are owned by PADEFI or its licensors. You agree not to reproduce, copy, modify, distribute, transmit, publish, display, license, create derivative works from, or sell any Intellectual Property or other information obtained from or through the Service, without the prior written consent of PADEFI or the respective Intellectual Property owner.

User Accounts and Security To access certain features of the Service, you may be required to create a user account. You agree to provide accurate and up-to-date information when creating your account and to maintain the security and confidentiality of your account login information. You are responsible for all activities that occur under your account, and you must immediately notify PADEFI of any unauthorized access, use, or breach of your account information.

Links to Third-Party Websites The Service may contain links to third-party websites or services that are not owned or controlled by PADEFI. PADEFI has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that PADEFI shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.

Termination PADEFI may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Service. Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue access to or the use of the Service.

Governing Law These Terms of Service shall be governed and construed in accordance with the laws of the jurisdiction in which PADEFI is incorporated, without regard to its conflict of law provisions.

Dispute Resolution Any dispute, claim, or controversy arising out of or relating to these Terms of Service, including the determination of the scope or applicability of this agreement to arbitration, shall be determined by arbitration. The arbitration shall be conducted by a single arbitrator, who shall be a mutually agreed-upon neutral party. If the parties cannot agree on a single arbitrator, an arbitrator shall be appointed in accordance with the applicable rules governing the arbitration. The decision of the arbitrator shall be final and binding on the parties and may be entered and enforced in any court of competent jurisdiction.

Severability If any provision of these Terms of Service is found to be invalid, illegal or unenforceable by a court of competent jurisdiction, such provision shall be deemed severable and the remaining provisions of these Terms of Service shall continue in full force and effect.

Changes to Terms of Service PADEFI reserves the right, at its sole discretion, to modify or replace these Terms of Service at any time. If a revision is material, PADEFI will provide at least 30 days notice prior to any new terms taking effect. By continuing to access or use the Service after those revisions become effective, you agree to be bound by the revised Terms of Service. If you do not agree to the new terms, you must stop using the Service.

Contact Information If you have any questions about these Terms of Service, please contact PADEFI using the contact information provided on the Service.

This document was last updated on 20-04-2023.